lol, stop talking shit when you know nothing. Only reseaon to invest in gold is to hedge risks and even then i doubt your portfoilo is that large to warrant investment in gold not to mention storage costs would eat you up, you idiot.
"If your unit does not appear in the list below then it has not yet been configured to be online. Please contact your Department for more information." - http://help.ilearn.mq.edu.au/unitsonline/
I'm talking about up-front payment, not repaying HECS debt.
"If you are a Commonwealth Supported Student(HECS-HELP) and are eligible for 10% discount for payments of $500 or more, you must pay by the University's due date to avoid receiving a $200 late payment fee." From my uni finance section.