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Just a question, with the present value formula, when it says someone borrows a certain amount at a 'reducible interest rate', what does that mean for the formula? am i supposed to do something different from normal? in the excel book this is the question: Janina borrows 25000 at a reducible...

I'm thinking of dropping chemistry next year but i just wanted to weigh up the advantages/disadvantages. On one hand, i'm failing it badly and i don't understand anything anymore, it takes up too much of my study time and i don't even like it. But some people are telling me that i won't have a...

Crossroads = 3 day visit to UWS to hear lectures and talk about how to manage our time and schoolwork :\ '-_- Anyone else doing crossroads?

I'm gonna get an electric guitar but I don't know whether to get it from Seiff's Music in Parramatta or Guitar Factory. Are they both the same quality? I'm not really sure. I've only even bought one guitar but that was an acoustic one ages ago. Seiff's guitars don't come with anything, just the...