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when y''=0, yes you have to test LHS and RHS to see if concavity changes. If it does, then it is a "horizaontal inflexion".to get stationary points, you use the first derivate and solve for y'=0 which would give you the x coordinate for the stationary point, then you can sub that into the y equation to find the y coordinate.
to determine the nature, you can use the second derivative and sub the x value for the stationary point into it. if y''<0 when subbed in, the it is a max. turning pt. if its >0 then its a minimum turning point, and if y''=0 its an inflexion pt. (not sure if thats always true someone confirm this, u might have to test it?)