and also about the studying thing it doesn't really matter i dont think i studied for anything until halfway thru y11 and im doing fine at a good school
Drop SOR the rest are useful then during y12 decide what you are gonna drop from phys, chem, econ to do 4u or just to make more time for your other subjects
i dont think anyone at this stage is making enough money from a part time job to make a reasonable return in ETF,
bro thinks around $6500 will compound enough to be a home downpayment 😹