Day 2, Tuesday 5th
The case resumed at 9:40, as there were some earlier cases that would finish early.
I got there reasonably early, and watched the end of a small matter before the Judge. In this court complex, and I'm told it’s mostly the same everywhere, the Judge occupies the same courtroom until he’s transferred or leaves the system.
It seemed the Judge was sitting on a case relating to succession, or inheritance of will monies. It seemed to be complicated by the fact that the girl asking for her inheritance was injured. I don’t understand how or why, so don’t ask. The cases were made to the judge by young solicitors. I don’t know what this indicates other than the case didn’t require experienced advocates, let alone barristers.
Anyway, the said case was adjourned and came to no conclusion other than the judge would get back to it on a later date.
Immediately after, our case started. The day before related to setting out of the arguments and straightening up of the affidavits of the witnesses, Tuesday related to the cross-examination and examination of the witnesses.
The witnesses were arranged in order of their chronological contact with the case. I’ll say that John had no witnesses called, so all the witnesses were called by the defence counsel.
The first witness was the guy that initially approved the plaintiff’s application for insurance, his official role being “underwriter”. This guy was really low in the food chain; he was really only appearing for the defendant because he probably didn’t want to lose his reference from work (he’d moved on in employment). Anyway, he received the form and approved it. He was given an incorrect weight, height, and nature of work. He was also not given the fact that the plaintiff had sleep apnoea. John cross-examined him for 2 hours. I really felt sorry for the guy; he didn’t really have a good command of English, and found the questions hard. Not to mention the fact that he literally read a form and gave it the tick- it would be reasonable to say “it was no longer his problem”.
It was established that: If the plaintiff had put down his correct weight, nature of work, he wouldn’t have been accepted a policy. Unfortunately for the defence, these were not the grounds of the avoidance of the contract; rather they avoided it on basis of sleep apnoea alone. The guy was pretty much shown to be useless as a defence witness. I suppose a bad part of the Bar is that everyone deserves and shall have representation; no matter how hopeless their case is.
At this point in the trial, I noticed how much English skills were involved. It wasn’t just a command of English that was necessary, it was an almost mathematical ability- if you’ve done the philosophical study of “Logic” at uni, it’s similar to this. Thankfully, that kind of stuff comes naturally to me, but didn’t to the witness.
Not only did the witness have trouble answering John’s questions, but he frequently avoided the point of the question. Having really no patience for anything, John constantly was saying “please answer the question”, although at times it was clear that John was bending the words, or taking the answers overly-literally. Furthermore, the structure of John’s questioning meant that one question followed the previous’ answer. Right from the get-go, the witness had seemed to have stumbled in the clarity of his story and his affidavit submission. This kinda snowballed into a point where the witness admitted he really had nothing at all to do with the case of avoidance.
At one point in the cross-examination, the judge had to decide whether a certain line of questioning could be used. At the point of the objection being made by the defendant, the witness was sent outside while the judge made a ruling in favour of John asking some questions. It seemed technical, but the opposing barrister eventually agreed with John and then the witness was let back in.
The second witness to be called was a lady slightly higher up in the hierarchy of the company. She was the “executive underwriter”, kind of the above guy’s boss. She gave the final stamp after the policy application had been made. She was, however, contacted when the plaintiff made a claim, hence her apparent relevance to the case. It was shown that, like the above witness, she was part of the underwriting decision, and was hence irrelevant in the claims context. She was much better at answering questions, and I think her general managerial role helped her with longer and tricky questioning. She was still in the employment of the insurance company, though, and she was obviously loyal to them. This is interesting- John asked her why she included a “final statement” note in her affidavit, essentially standing up for the company. She said that the practices and procedures of the company were let down by a lying client. This didn’t, however, have anything to do with the case, and to the objections of the opposing Barrister, it was shown to discredit her.
The third witness was some sort of manager of the underwriting section of the company. He was a very impressive person, and I think he knew it. Subsequently, as John had thought, he needed to be kind of broken on the stand. That sounds really lame and American, but it’s true. His arrogance projected as confidence, and confidence in witnesses that are against you is a bad thing, apparently. John went through the same spiel that this guy had no relevance on the case. The underwriters should have caught the plaintiff out on his lie, and John conceded that. The case was relating to claims matters, and although this matter linked to whether the application for insurance would have been made if the information had been disclosed, the actual happenings of the underwriting had no bearing on the case. It was simply a matter of showing past policies that were issued under similar circumstances, which was easily done. The witnesses still needed to be shown irrelevant as they had been presented by the defence.
As it now comes to mind, I’ll mention that the district courts have breaks. They operate from 10-12, 12-1:30ish, 2:30ish-4; with an hour break being at 1:30ish, and about 10-15 min breaks the other times, depending on the judge. The barristers were really nice and always took me to lunch. I actually spoke to the defending barrister before the case one morning, and he was a very nice person. They all seemed very willing to lend a hand.
The last witness was a guy relatively high up. He didn’t actually work for the company in question, but was hired on sub-contract bases along with a few of his people. He was clearly trying to persuade the judge that, had the information been disclosed, any policy whatsoever wouldn’t have been taken out by the client. John basically tried to discredit him, and use the fact that the employee rarely used specific guidelines against him. This witness cross-examination was very brief, only about 15 minutes.
At the end of the day, all the witnesses had been talked to. It was the longest day I’d had in court, and all the barristers, solicitors, me, and the witnesses looked pooped.
John and the rest of his legal team had a conference with the plaintiff and his wife. The plaintiff made a comment that “we did well”, and John replied that “It may look well from the comfy chairs with your popcorn and coke, but it’s up to that man [the judge] to decide”. Interesting comment, imo.