Credit Card question (1 Viewer)

[michaelau]

Hi all.

I was just wondering is it possible for an 18 year old to get a credit card (with a low credit limit) if they are temporarily unemployed and have bank accounts with money in them?

Thanks.

 

[iamsickofyear12]

Hi all.

I was just wondering is it possible for an 18 year old to get a credit card (with a low credit limit) if they are temporarily unemployed and have bank accounts with money in them?

Thanks.

Most want a certain level of income, not just money in the bank... though I guess if you have a lot of money you might be able to. How much do you have in the bank¿

 

[Dumsum]

I applied for a standard visa card online with the commonwealth, put $11k as my yearly income (which is true) and BAM a week later I'm issued with a card with a $2,500 limit. They didn't check on where that money was coming from or anything.

Moral: you should be able to manage to get one.

 

[iamsickofyear12]

I applied for a standard visa card online with the commonwealth, put $11k as my yearly income (which is true) and BAM a week later I'm issued with a card with a $2,500 limit. They didn't check on where that money was coming from or anything.

Moral: you should be able to manage to get one.

I applied with Virgin, had my income at around $22k (which is a lie) and about $6000 in savings (also a lie, but not as big of one), they asked for proof of my income, and my credit limit is only $2000.

Moral: don't try and get a credit card with Virgin.

 

[MuffinMan]

I applied for a standard visa card online with the commonwealth, put $11k as my yearly income (which is true) and BAM a week later I'm issued with a card with a $2,500 limit. They didn't check on where that money was coming from or anything.

Moral: you should be able to manage to get one.

lol awesome, get roughly the same as you
does it have to be done online or can you just pop in and do it at a branch?
like i'd imagine they'll check up on you more thoughly if you did it at a branch.

 

[upright]

get a visa debit card instead

 

[jooobl]

I applied for a credit card with virgin, got 2000 at the start, now I have a 7000 dollar limit.


i didnt even earn that much when I got it, and it was a few weeks after my 18th birthday.

 

[redruM]

Diners - no limit.

 

[Evilo]

i think you need a constant income - more than just a "casual maccas"
I am the secondry card holder on my parents credit card. But my parents have alot of trust in me.